{"id":34071,"date":"2025-08-19T16:38:58","date_gmt":"2025-08-19T16:38:58","guid":{"rendered":"https:\/\/spaineasy.com\/?page_id=34071"},"modified":"2025-12-30T14:12:31","modified_gmt":"2025-12-30T14:12:31","slug":"step-4-final-signing-with-the-notary-opening-your-spanish-bank-account","status":"publish","type":"page","link":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/","title":{"rendered":"Step 4 \u2013 Final Signing with the Notary &#038; Opening Your Spanish Bank Account"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top-small:1em;--awb-background-color:rgba(0,168,255,0.13);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-justify-content-center fusion-flex-content-wrap\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"text-align:center;--awb-margin-bottom-small:1em;--awb-max-width:700px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\" style=\"border-radius:10px;\"><img decoding=\"async\" width=\"1536\" height=\"1024\" title=\"adf640f9-31e3-4e98-b85f-b3aced8e0ae8 (1)\" src=\"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg\" data-orig-src=\"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg\" alt class=\"lazyload img-responsive wp-image-36756\" srcset=\"data:image\/svg+xml,%3Csvg%20xmlns%3D%27http%3A%2F%2Fwww.w3.org%2F2000%2Fsvg%27%20width%3D%271536%27%20height%3D%271024%27%20viewBox%3D%270%200%201536%201024%27%3E%3Crect%20width%3D%271536%27%20height%3D%271024%27%20fill-opacity%3D%220%22%2F%3E%3C%2Fsvg%3E\" data-srcset=\"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1-200x133.jpg 200w, https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1-400x267.jpg 400w, https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1-600x400.jpg 600w, https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1-800x533.jpg 800w, https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1-1200x800.jpg 1200w, https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg 1536w\" data-sizes=\"auto\" data-orig-sizes=\"(max-width: 1024px) 100vw, (max-width: 640px) 100vw, 1200px\" \/><\/span><\/div><div class=\"fusion-title title fusion-title-1 fusion-sep-none fusion-title-center fusion-title-text fusion-title-size-one\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h1 class=\"fusion-title-heading title-heading-center fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:42;line-height:1.16;\">Step 4 \u2013 Final Signing with the Notary &#038; Opening Your Spanish Bank Account<\/h1><\/div><\/div><\/div><\/div><\/div>\n<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container has-pattern-background has-mask-background nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" id=\"precisionimportantes\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"max-width:1216.8px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-builder-row fusion-builder-row-inner fusion-row fusion-flex-align-items-center fusion-flex-content-wrap\" style=\"--awb-flex-grow:0;--awb-flex-grow-medium:0;--awb-flex-grow-small:0;--awb-flex-shrink:0;--awb-flex-shrink-medium:0;--awb-flex-shrink-small:0;width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-0 fusion_builder_column_inner_2_3 2_3 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:66.666666666667%;--awb-margin-top-large:15px;--awb-spacing-right-large:2.88%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:2.88%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-2 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:1.16;\">Identification Documents<\/h2><\/div><div class=\"fusion-text fusion-text-1\"><p data-start=\"391\" data-end=\"450\">Please bring your original, valid identification documents.<\/p>\n<ul data-start=\"452\" data-end=\"617\">\n<li data-start=\"452\" data-end=\"542\">\n<p data-start=\"454\" data-end=\"542\">A passport is preferred for signing the official deed at the notary. Ensure it is valid.<\/p>\n<\/li>\n<li data-start=\"543\" data-end=\"617\">\n<p data-start=\"545\" data-end=\"617\">Your NIE (Foreigner Identification Number) is mandatory for the signing.<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"619\" data-end=\"829\">If your NIE is still pending, our after-sales team can provide a temporary Spanish tax number (NIF) within 72 hours (optional paid service).<\/p>\n<\/div><div class=\"fusion-text fusion-text-2 resumed\"><p>The official NIE must still be submitted within 3 weeks of signing.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column_inner fusion-builder-nested-column-1 fusion_builder_column_inner_1_3 1_3 fusion-flex-column\" style=\"--awb-padding-top:0.5em;--awb-padding-right:0.5em;--awb-padding-bottom:0.5em;--awb-padding-left:0.5em;--awb-overflow:hidden;--awb-bg-size:cover;--awb-border-color:var(--awb-color3);--awb-border-top:0.5px;--awb-border-right:0.5px;--awb-border-bottom:0.5px;--awb-border-left:0.5px;--awb-border-style:solid;--awb-border-radius:5px 5px 5px 5px;--awb-width-large:33.333333333333%;--awb-margin-top-large:15px;--awb-spacing-right-large:5.76%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:5.76%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element md-text-align-center sm-text-align-center\" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img  alt class=\"lazyload img-responsive wp-image-18572\"\/><\/span><\/div><div class=\"fusion-title title fusion-title-3 fusion-sep-none fusion-title-text fusion-title-size-three\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h3 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:24;--minFontSize:24;line-height:1.25;\"><h3 style=\"text-align: center;\">Get your Personal NIF for Property Purchase in Spain<\/h3><\/h3><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-1 fusion-button-span-yes fusion-button-default-type\" style=\"--awb-margin-top:0.5em;--button_font_size:18px;--button_typography-font-family:&quot;Basier Square Semibold&quot;;--button_typography-font-style:normal;--button_typography-font-weight:400;\" target=\"_blank\" rel=\"noopener noreferrer\" href=\"https:\/\/spaineasysupport.com\/nif-personnel\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Know more<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-4 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:1.16;\">Anti-Money Laundering Law (AML)<\/h2><\/div><div class=\"fusion-text fusion-text-3\"><p>To launch your property search efficiently, we need the following documents:<\/p>\n<\/div><div class=\"fusion-text fusion-text-4\"><p data-start=\"950\" data-end=\"1111\">Under European anti-money laundering laws, Spanish banks must verify the source of funds for all transactions, whether you&rsquo;re paying in cash or using a mortgage.<\/p>\n<p data-start=\"1113\" data-end=\"1196\">You will need to provide documentation showing where the money comes from, such as:<\/p>\n<ul data-start=\"1198\" data-end=\"1251\">\n<li data-start=\"1198\" data-end=\"1218\">\n<p data-start=\"1200\" data-end=\"1218\">Personal savings<\/p>\n<\/li>\n<li data-start=\"1219\" data-end=\"1243\">\n<p data-start=\"1221\" data-end=\"1243\">Inheritance or gifts<\/p>\n<\/li>\n<li data-start=\"1244\" data-end=\"1251\">\n<p data-start=\"1246\" data-end=\"1251\">Loans<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1253\" data-end=\"1284\">Accepted documents may include:<\/p>\n<ul data-start=\"1286\" data-end=\"1411\">\n<li data-start=\"1286\" data-end=\"1305\">\n<p data-start=\"1288\" data-end=\"1305\">Bank statements<\/p>\n<\/li>\n<li data-start=\"1306\" data-end=\"1333\">\n<p data-start=\"1308\" data-end=\"1333\">Loan or gift agreements<\/p>\n<\/li>\n<li data-start=\"1334\" data-end=\"1356\">\n<p data-start=\"1336\" data-end=\"1356\">Proof of transfers<\/p>\n<\/li>\n<li data-start=\"1357\" data-end=\"1411\">\n<p data-start=\"1359\" data-end=\"1411\">Any official record tracking the origin of the funds<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1413\" data-end=\"1645\">Failure to provide the required documents in time may result in the funds being blocked and returned to the original account within 10 days.<br data-start=\"1553\" data-end=\"1556\">To avoid delays or complications, we recommend preparing these documents well in advance.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-5 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:1.16;\">Opening a Spanish Bank Account<\/h2><\/div><div class=\"fusion-text fusion-text-5\"><p data-start=\"1103\" data-end=\"1181\">Make sure that all decision-makers are present during the visits.<br data-start=\"759\" data-end=\"762\" \/>The Spanish market moves quickly \u2014 if a decision is delayed, the opportunity might be lost.<\/p>\n<\/div><div class=\"fusion-text fusion-text-6\"><p data-start=\"1688\" data-end=\"1740\">Opening a non-resident bank account is required for:<\/p>\n<ul data-start=\"1742\" data-end=\"1823\">\n<li data-start=\"1742\" data-end=\"1793\">\n<p data-start=\"1744\" data-end=\"1793\">Setting up utilities (electricity, water, etc.)<\/p>\n<\/li>\n<li data-start=\"1794\" data-end=\"1823\">\n<p data-start=\"1796\" data-end=\"1823\">Paying local property taxes<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1825\" data-end=\"1891\">You may expect low monthly maintenance fees depending on the bank.<\/p>\n<p data-start=\"1893\" data-end=\"1912\">Documents required:<\/p>\n<p data-start=\"1914\" data-end=\"1933\">For all applicants:<\/p>\n<ul data-start=\"1934\" data-end=\"1963\">\n<li data-start=\"1934\" data-end=\"1963\">\n<p data-start=\"1936\" data-end=\"1963\">Last two annual tax returns<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"1965\" data-end=\"1977\">If employed:<\/p>\n<ul data-start=\"1978\" data-end=\"1999\">\n<li data-start=\"1978\" data-end=\"1999\">\n<p data-start=\"1980\" data-end=\"1999\">Last three payslips<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2001\" data-end=\"2018\">If self-employed:<\/p>\n<ul data-start=\"2019\" data-end=\"2075\">\n<li data-start=\"2019\" data-end=\"2044\">\n<p data-start=\"2021\" data-end=\"2044\">Last two balance sheets<\/p>\n<\/li>\n<li data-start=\"2045\" data-end=\"2075\">\n<p data-start=\"2047\" data-end=\"2075\">Last two income declarations<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2077\" data-end=\"2113\">If you have other sources of income:<\/p>\n<ul data-start=\"2114\" data-end=\"2145\">\n<li data-start=\"2114\" data-end=\"2145\">\n<p data-start=\"2116\" data-end=\"2145\">Supporting documents as proof<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2147\" data-end=\"2178\">For Swiss and non-EU nationals:<\/p>\n<ul data-start=\"2179\" data-end=\"2223\">\n<li data-start=\"2179\" data-end=\"2223\">\n<p data-start=\"2181\" data-end=\"2223\">FICP certificate (can be requested online)<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-image-element\" style=\"--awb-aspect-ratio:2 \/ 1;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none has-aspect-ratio\"><img class=\"lazyload img-responsive wp-image-21638 img-with-aspect-ratio\" data-parent-fit=\"cover\" data-parent-container=\".fusion-image-element\" alt \/><\/span><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-6 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:1.16;\">Home Insurance<\/h2><\/div><div class=\"fusion-text fusion-text-7\"><p data-start=\"2493\" data-end=\"2618\">We strongly recommend subscribing to a home insurance policy through your Spanish bank.<br data-start=\"2337\" data-end=\"2340\">This typically covers damage from fire, water leaks, and other incidents.<br data-start=\"2413\" data-end=\"2416\">In many cases, bundling insurance with your account will also reduce monthly banking fees.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-7 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:1.16;\">Notary Fund Provision<\/h2><\/div><div class=\"fusion-text fusion-text-8\"><p data-start=\"2540\" data-end=\"2607\">This is not a fixed cost but a provision to cover expenses such as:<\/p>\n<ul data-start=\"2609\" data-end=\"2716\">\n<li data-start=\"2609\" data-end=\"2642\">\n<p data-start=\"2611\" data-end=\"2642\">Registration of the new owner<\/p>\n<\/li>\n<li data-start=\"2643\" data-end=\"2716\">\n<p data-start=\"2645\" data-end=\"2716\">Legal and administrative processing (land registry, certificates, etc.)<\/p>\n<\/li>\n<\/ul>\n<p data-start=\"2718\" data-end=\"2804\">Within 3 to 8 months after the notary appointment, actual invoices will be issued. If:<\/p>\n<ul data-start=\"2806\" data-end=\"2948\">\n<li data-start=\"2806\" data-end=\"2880\">\n<p data-start=\"2808\" data-end=\"2880\">Costs are lower than the provision \u2192 you\u2019ll be refunded the difference<\/p>\n<\/li>\n<li data-start=\"2881\" data-end=\"2948\">\n<p data-start=\"2883\" data-end=\"2948\">Costs exceed the provision \u2192 you\u2019ll be asked to cover the balance<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:15px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:15px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-title title fusion-title-8 fusion-sep-none fusion-title-text fusion-title-size-two\" style=\"--awb-margin-top-small:0px;--awb-margin-right-small:0px;--awb-margin-bottom-small:20px;--awb-margin-left-small:0px;\"><h2 class=\"fusion-title-heading title-heading-left fusion-responsive-typography-calculated\" style=\"margin:0;--fontSize:32;line-height:1.16;\">After the Notary Signing: What Happens Next?<\/h2><\/div><div class=\"fusion-text fusion-text-9\"><p data-start=\"3003\" data-end=\"3135\">You\u2019ll receive a simple copy of the signed deed (escritura). This document will be used for your post-purchase administrative tasks.<\/p>\n<p data-start=\"3137\" data-end=\"3156\">Next steps include:<\/p>\n<ol data-start=\"3158\" data-end=\"3624\">\n<li data-start=\"3158\" data-end=\"3300\">\n<p data-start=\"3161\" data-end=\"3300\"><strong data-start=\"142\" data-end=\"162\">Payment of taxes<\/strong><br data-start=\"162\" data-end=\"165\">Depending on the type of property (new or resale), you will need to pay the corresponding taxes, such as VAT, transfer tax, or registration duties.<\/p>\n<\/li>\n<li data-start=\"3302\" data-end=\"3461\">\n<p data-start=\"3305\" data-end=\"3461\"><strong data-start=\"314\" data-end=\"353\">Registration with the Land Registry<\/strong><br data-start=\"353\" data-end=\"356\">Once the taxes have been paid, the deed is sent to the Land Registry (Registro de la Propiedad) so the property can be officially registered in your name.<\/p>\n<\/li>\n<li data-start=\"3463\" data-end=\"3624\">\n<p data-start=\"3466\" data-end=\"3624\"><strong data-start=\"512\" data-end=\"542\">Delivery of the final deed<\/strong><br data-start=\"542\" data-end=\"545\">After registration, which may take a few months, you will receive the registered authentic deed, meaning your final title of ownership.<\/p>\n<\/li>\n<\/ol>\n<\/div><div class=\"fusion-text fusion-text-10 fusion-text-no-margin resumed\" style=\"--awb-margin-bottom:1em;\"><h3 data-start=\"3631\" data-end=\"3650\">Important Notes<\/h3>\n<ul data-start=\"3652\" data-end=\"3930\">\n<li data-start=\"3652\" data-end=\"3742\">\n<p data-start=\"682\" data-end=\"953\">Please note that we are completely dependent on the Spanish State for the issuance of the final authentic deeds.<\/p>\n<\/li>\n<li data-start=\"3652\" data-end=\"3742\">\n<p data-start=\"682\" data-end=\"953\">These timelines are beyond our control, and there is no possible way to speed up the process.<\/p>\n<\/li>\n<li data-start=\"3652\" data-end=\"3742\">\n<p data-start=\"682\" data-end=\"953\">In some cases, it may take more than 10 months.<\/p>\n<\/li>\n<li data-start=\"3652\" data-end=\"3742\">\n<p data-start=\"682\" data-end=\"953\">If you purchased with a mortgage, the bank or the notary\u2019s administrative service usually handles the entire process.<\/p>\n<\/li>\n<\/ul>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":36756,"parent":31913,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-34071","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Step 4 \u2013 Final Signing with the Notary &amp; Opening Your Spanish Bank Account - SpainEasy<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Step 4 \u2013 Final Signing with the Notary &amp; Opening Your Spanish Bank Account - SpainEasy\" \/>\n<meta property=\"og:url\" content=\"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/\" \/>\n<meta property=\"og:site_name\" content=\"SpainEasy\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SpainEasyEstate\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-30T14:12:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1536\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/\",\"url\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/\",\"name\":\"Step 4 \u2013 Final Signing with the Notary & Opening Your Spanish Bank Account - SpainEasy\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/spaineasy.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg\",\"datePublished\":\"2025-08-19T16:38:58+00:00\",\"dateModified\":\"2025-12-30T14:12:31+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/#primaryimage\",\"url\":\"https:\\\/\\\/spaineasy.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg\",\"contentUrl\":\"https:\\\/\\\/spaineasy.com\\\/wp-content\\\/uploads\\\/2025\\\/08\\\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg\",\"width\":1536,\"height\":1024},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/agence-immobiliere-en-espagne\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Portal\",\"item\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Key Rules &#038; Essentials\",\"item\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/portal\\\/key-rules-essentials\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Step 4 \u2013 Final Signing with the Notary &#038; Opening Your Spanish Bank Account\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/#website\",\"url\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/\",\"name\":\"SpainEasy\",\"description\":\"Your personal English-speaking real estate agent in Spain.\",\"publisher\":{\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/#organization\",\"name\":\"SpainEasy\",\"url\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/spaineasy.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/spaineasy192.png\",\"contentUrl\":\"https:\\\/\\\/spaineasy.com\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/spaineasy192.png\",\"width\":192,\"height\":192,\"caption\":\"SpainEasy\"},\"image\":{\"@id\":\"https:\\\/\\\/spaineasy.com\\\/fr\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/SpainEasyEstate\",\"https:\\\/\\\/www.youtube.com\\\/watch?v=mq5f8eHO6l8\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Step 4 \u2013 Final Signing with the Notary & Opening Your Spanish Bank Account - SpainEasy","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/","og_locale":"fr_FR","og_type":"article","og_title":"Step 4 \u2013 Final Signing with the Notary & Opening Your Spanish Bank Account - SpainEasy","og_url":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/","og_site_name":"SpainEasy","article_publisher":"https:\/\/www.facebook.com\/SpainEasyEstate","article_modified_time":"2025-12-30T14:12:31+00:00","og_image":[{"width":1536,"height":1024,"url":"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/","url":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/","name":"Step 4 \u2013 Final Signing with the Notary & Opening Your Spanish Bank Account - SpainEasy","isPartOf":{"@id":"https:\/\/spaineasy.com\/fr\/#website"},"primaryImageOfPage":{"@id":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/#primaryimage"},"image":{"@id":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/#primaryimage"},"thumbnailUrl":"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg","datePublished":"2025-08-19T16:38:58+00:00","dateModified":"2025-12-30T14:12:31+00:00","breadcrumb":{"@id":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/#primaryimage","url":"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg","contentUrl":"https:\/\/spaineasy.com\/wp-content\/uploads\/2025\/08\/adf640f9-31e3-4e98-b85f-b3aced8e0ae8-1.jpg","width":1536,"height":1024},{"@type":"BreadcrumbList","@id":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/step-4-final-signing-with-the-notary-opening-your-spanish-bank-account\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/spaineasy.com\/fr\/agence-immobiliere-en-espagne\/"},{"@type":"ListItem","position":2,"name":"Portal","item":"https:\/\/spaineasy.com\/fr\/portal\/"},{"@type":"ListItem","position":3,"name":"Key Rules &#038; Essentials","item":"https:\/\/spaineasy.com\/fr\/portal\/key-rules-essentials\/"},{"@type":"ListItem","position":4,"name":"Step 4 \u2013 Final Signing with the Notary &#038; Opening Your Spanish Bank Account"}]},{"@type":"WebSite","@id":"https:\/\/spaineasy.com\/fr\/#website","url":"https:\/\/spaineasy.com\/fr\/","name":"SpainEasy","description":"Your personal English-speaking real estate agent in Spain.","publisher":{"@id":"https:\/\/spaineasy.com\/fr\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/spaineasy.com\/fr\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/spaineasy.com\/fr\/#organization","name":"SpainEasy","url":"https:\/\/spaineasy.com\/fr\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/spaineasy.com\/fr\/#\/schema\/logo\/image\/","url":"https:\/\/spaineasy.com\/wp-content\/uploads\/2024\/03\/spaineasy192.png","contentUrl":"https:\/\/spaineasy.com\/wp-content\/uploads\/2024\/03\/spaineasy192.png","width":192,"height":192,"caption":"SpainEasy"},"image":{"@id":"https:\/\/spaineasy.com\/fr\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SpainEasyEstate","https:\/\/www.youtube.com\/watch?v=mq5f8eHO6l8"]}]}},"_links":{"self":[{"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/pages\/34071","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/comments?post=34071"}],"version-history":[{"count":7,"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/pages\/34071\/revisions"}],"predecessor-version":[{"id":38594,"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/pages\/34071\/revisions\/38594"}],"up":[{"embeddable":true,"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/pages\/31913"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/media\/36756"}],"wp:attachment":[{"href":"https:\/\/spaineasy.com\/fr\/wp-json\/wp\/v2\/media?parent=34071"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}